PM Kisan Samman Nidhi Yojana 2025 - Kisan ko ₹6000 Direct Transfer
Quick Summary
PM-KISAN ek central scheme hai jo small aur marginal farmers ko ₹6000 per year direct bank transfer ke through deti hai. Ye amount teen installments mein milti hai - har 4 months mein ₹2000.
Scheme Key Facts
Scheme Type:
Central Government Scheme
Ministry:
Ministry of Agriculture & Farmers Welfare
Launched:
2019
Budget:
₹60,000 Crore annually
Beneficiaries:
11 Crore+ farmers
Table of Contents
Pradhan Mantri Kisan Samman Nidhi Yojana - Complete Overview
PM-KISAN ek landmark scheme hai jo February 2019 mein launch hui thi. Iska main objective hai small aur marginal farmers ki financial security ensure karna. India ek agriculture-based economy hai jahan 86% farmers small aur marginal category mein aate hain. Inke paas limited resources hote hain aur crop cycle ke beech mein paisa ka crunch ho jata hai.
Government ne realize kiya ki farmers ko regular income support chahiye taaki wo seeds, fertilizers aur other agricultural inputs kharid sakein. Traditional loan system farmers ke liye complicated tha aur many times unhe high interest rates pay karne padte the. PM-KISAN ne is problem ko solve kiya direct benefit transfer (DBT) ke through.
Scheme initially sirf 2 hectare tak ki land wale farmers ke liye thi, but December 2019 mein isko all farmers ke liye open kar diya gaya. Matlab ab land holding ka koi restriction nahi hai - chahe aapke paas 1 bigha ho ya 10 bigha, aap eligible hain agar aap other criteria fulfill karte hain.
Scheme ka implementation Ministry of Agriculture & Farmers Welfare ke through hota hai. Har state mein nodal officers appointed hain jo scheme ki monitoring karte hain. Till date, 11 crore se zyada farmers is scheme se benefit le chuke hain aur ₹2.8 lakh crore se zyada amount disbursed ho chuki hai.
Benefits & Payment Details
PM-KISAN ke benefits simple aur straightforward hain. Har eligible farmer ko ₹6000 per year milte hain. Ye amount ek baar mein nahi balki teen installments mein aati hai:
₹2000
First Installment
(April-July)
₹2000
Second Installment
(August-November)
₹2000
Third Installment
(December-March)
Payment Mechanism:
Payment directly farmer ke bank account mein DBT (Direct Benefit Transfer) ke through aati hai. Iske liye aapka Aadhaar card aapke bank account se linked hona chahiye. Government ne isko transparent banane ke liye complete digital system setup kiya hai jahan har transaction trackable hai.
- Zero middleman involvement: Paisa directly aapke account mein aata hai, koi agent ya officer ke through nahi.
- Regular income: Har 4 months mein ₹2000 aane se farmers ko agricultural inputs kharidne mein help milti hai.
- No loan burden: Ye grant hai, loan nahi. Wapas return karne ki zarurat nahi hai.
- Financial planning: Fixed income se farmers apni crop planning better kar sakte hain.
- Quick disbursement: Verification complete hone ke baad payment 7-10 days mein aa jati hai.
Eligibility Criteria - Kaun Apply Kar Sakta Hai?
PM-KISAN mein eligibility criteria bahut simple hai, lekin kuch important exclusions hain jinhe samajhna zaroori hai.
✅ Eligible Farmers:
- All land-owning farmers: Agar aapke paas cultivable land hai (chahe kitni bhi kam ho), aap eligible hain.
- Individual farmers: Families mein se ek member apply kar sakta hai (husband, wife, ya unmarried children).
- Small & marginal farmers: Specially targeted, but large farmers bhi eligible hain now.
- Sharecroppers: Kuch states mein registered sharecroppers bhi eligible hain (state policy dependent).
❌ Ineligible Categories:
- Government employees: Current ya retired government servants (except Class IV/Group D multi-tasking staff)
- High-income individuals: Jo log income tax pay karte hain previous assessment year mein
- Professionals: Doctors, Engineers, Lawyers, CAs jo registered professional bodies mein hain
- Pensioners: Jo ₹10,000 ya usse zyada monthly pension lete hain
- Constitutional post holders: Current/former MPs, MLAs, Ministers, Mayors
- Institutional landholders: Organizations, institutions, trusts ke naam par land
Special Case: Agar family mein koi member ineligible category mein aata hai (jaise government employee), to puri family ineligible ho jati hai. Family definition mein husband, wife aur minor children include hote hain.
Required Documents - Kya Kya Chahiye?
PM-KISAN registration ke liye following documents mandatory hain:
- Aadhaar Card: Original Aadhaar card (physical ya e-Aadhaar dono chalega)
- Bank Account Details: Passbook copy with IFSC code clearly visible
- Land Ownership Proof: Khasra/Khatauni (land records) - Lekhpal/Patwari se certified copy
- Citizenship Proof: Usually Aadhaar hi sufficient hai
- Mobile Number: Active mobile number OTP verification ke liye
- Self-declaration: Ki aap ineligible category mein nahi aate
- Caste Certificate: Agar SC/ST quota apply kar rahe ho
- Passport size photos: 2 recent photos
- Address Proof: Agar Aadhaar address alag hai
- Family Certificate: Kuch states mein family definition verify karne ke liye
- Aadhaar aur bank account ka naam exactly same hona chahiye
- Bank account Aadhaar se linked hona mandatory hai
- Land records latest hone chahiye (6 months se purane nahi)
- Mobile number OTP receive kar sake (active hona chahiye)
- Documents ki self-attested photocopies rakhein handy
Application Process - Step by Step Guide
PM-KISAN mein registration karne ke 3 tarike hain. Sabse easy aur fast online method hai, lekin offline options bhi available hain.
Method 1: Online Self-Registration (Recommended)
Official Website Par Jao
Browser mein type karo: pmkisan.gov.in
Homepage par right side mein "Farmers Corner" section dikhega
New Farmer Registration Click Karo
"New Farmer Registration" option par click karo
Ek warning message aayega - carefully padho aur proceed karo
Details Fill Karo
Rural/Urban select karo: Aap konse area se belong karte ho
Aadhaar number enter karo: 12 digit Aadhaar carefully type karo
State aur District select karo: Dropdown se apna area choose karo
Captcha code enter karo: Security verification ke liye
OTP Verification
Aapke Aadhaar-linked mobile par OTP aayega
6-digit OTP enter karke verify karo
Agar OTP nahi aaya to "Resend OTP" click kar sakte ho
Personal Details Fill Karo
Aapke Aadhaar se linked details auto-fill ho jayengi (naam, DOB, gender)
Bank account details enter karo: Account number, IFSC code, bank name
Mobile number verify karo: Agar change karna ho to update karo
Category select karo: SC/ST/General/OBC
Land Details Add Karo
Land ownership type: Own land ya sharecropper
Khasra/Survey number: Apne land records se dekh kar enter karo
Land area: Hectare ya acre mein land ka size
Multiple plots hain to "Add More Land" option use karo
Documents Upload Karo
Land records ki scanned copy upload karo (PDF ya JPG, max 2MB)
Bank passbook ki photo upload karo
Self-declaration form upload karo (website se download kar sakte ho)
Submit & Registration Number Note Karo
Sab kuch verify karke "Submit" button click karo
Registration/Reference number screen par dikhega - isko note kar lo
Mobile par SMS bhi aayega registration confirmation ka
Is number se aap status track kar sakte ho
Method 2: CSC Center (Common Service Center)
Agar aapko online apply karna difficult lag raha hai, to nearest CSC center (Jan Seva Kendra) jao:
- Apne saath sab documents le jao (original + photocopy)
- CSC operator ko PM-KISAN registration ke liye bolein
- Nominal fee lagega (₹20-50 usually)
- Operator aapki registration complete kar dega
- Registration slip milegi with reference number
Method 3: Lekhpal/Patwari ke Through
Kuch villages mein Lekhpal/Patwari camp lagate hain PM-KISAN registration ke liye:
- Camp ki date aur venue panchayat office mein pata karo
- Documents lekar designated date par pahuncho
- Lekhpal aapka verification karke registration karega
- Ye method bilkul free hai (koi charge nahi)
Registration ke baad 2-3 weeks wait karo. State nodal officer aapki details verify karega aur land records check karega. Verification complete hone ke baad aapka naam beneficiary list mein aa jayega aur next installment aapke account mein aayegi.
Beneficiary Status Check Kaise Kare?
Registration ke baad status check karna bahut important hai. Isse aapko pata chalega ki aapka application process mein hai ya approved ho gaya.
Online Status Check:
- pmkisan.gov.in par jao
- "Farmers Corner" section mein "Beneficiary Status" click karo
- Choose karo status check method:
- Aadhaar Number
- Account Number
- Mobile Number
- Registration Number
- Selected field mein number enter karo
- Captcha code fill karo
- "Get Data" button click karo
Status Screen Par Ye Details Dikhegi:
- Aapka naam aur Aadhaar number
- Registration date
- Bank account details
- Payment status (kitni installments mili hain)
- Upcoming payment schedule
- Agar rejection hui hai to reason bhi dikhega
Frequently Asked Questions (FAQs)
- Helpline: 155261 (toll-free) ya 011-24300606
- Email: pmkisan-ict@gov.in
- State Nodal Officer: Website par state-wise contact numbers available hain
- Local: Agriculture Department office ya CSC center mein complaint karo
Expert Review & Analysis
Dr. Rajesh Kumar Sharma
Agricultural Economics Expert
15+ years experience
"PM-KISAN ek game-changing scheme hai jo directly small farmers ki economic stability ko address karti hai. Previous welfare schemes mein jo gaps the - complex procedures, middleman involvement, delayed payments - wo sab PM-KISAN ne digital infrastructure ke through solve kar diye."
Main feature jo mujhe sabse impactful lagti hai wo hai Direct Benefit Transfer mechanism. Is se corruption bilkul minimize ho gaya hai aur transparency bahut zyada badh gayi hai. Har farmer apna payment track kar sakta hai aur agar koi issue hai to usko pata hota hai exactly problem kahan hai.
However, kuch challenges bhi hain jo address hone chahiye:
- Land Record Digitization: Abhi bhi many states mein land records properly digitized nahi hain, jis se verification process slow hota hai.
- Tenant Farmers: Jo log land lease par farming karte hain unke liye provisions clear nahi hain. Isko national level par standardize hona chahiye.
- Amount Enhancement: ₹6000/year jo 2019 mein decide hua tha, usko inflation consider karke revise karna chahiye.
My Recommendation: Jo farmers eligible hain unhe immediately register ho jana chahiye. Ye scheme long-term sustainability ke liye bahut beneficial hai. Agar aapko digital literacy ki problem hai to apne aas-paas ke CSC center ya young generation se help lo. Don't miss out on this benefit!
Official Sources & References
- PM-KISAN Official Portal: pmkisan.gov.in - Complete guidelines, registration, status check
- Ministry of Agriculture & Farmers Welfare: agricoop.gov.in - Policy documents and notifications
- PIB Press Releases: pib.gov.in - Latest updates and announcements
- myScheme Portal: myscheme.gov.in - Comprehensive scheme information
- India.gov.in: india.gov.in - National Portal verification
Disclaimer: Information updated as of January 2025. For latest updates, always refer to official pmkisan.gov.in portal. Application process sirf official .gov.in website par hi karein. Private agents ya consultants se bachein.